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All Our News

Money Matters FS Ltd

Shift from annuities to drawdown continues

Shift from annuities to drawdown continues [Sam: 27th Oct 2017 10:54:00]

Money Matters FS Ltd

Base rate rise could cost variable borrowers £83m

Base rate rise could cost variable borrowers £83m [Sam: 26th Oct 2017 10:50:00]

Money Matters FS Ltd

It costs £10,830 a year to be a pensioner

It costs £10,830 a year to be a pensioner [Sam: 25th Oct 2017 10:48:00]

Money Matters FS Ltd

Buy-to-let market pauses for breath amid new rules

Buy-to-let market pauses for breath amid new rules [Sam: 24th Oct 2017 10:42:00]

Money Matters FS Ltd

Remortgage and beat the base rate rise

Remortgage and beat the base rate rise [Sam: 23rd Oct 2017 10:37:00]

Money Matters FS Ltd

Cash ISA rates on the rise

Cash ISA rates on the rise [Sam: 18th Oct 2017 10:35:00]

Money Matters FS Ltd

Renovations number one reason for equity release

Renovations number one reason for equity release [Sam: 17th Oct 2017 10:33:00]

Money Matters FS Ltd

Remortgaging activity hits 9-month high

Remortgaging activity hits 9-month high [Sam: 11th Oct 2017 09:00:00]

Money Matters FS Ltd

Base rate rumours cause fixed mortgage rate rises

Base rate rumours cause fixed mortgage rate rises [Sam: 10th Oct 2017 14:09:00]

Money Matters FS Ltd

Are we hurtling towards a pensions crisis?

Are we hurtling towards a pensions crisis? [Sam: 9th Oct 2017 14:08:00]

Money Matters FS Ltd

Help to Buy could get a £10bn boost

Help to Buy could get a £10bn boost [Sam: 5th Oct 2017 14:13:00]

Money Matters FS Ltd

Uninsured women putting families at risk

Uninsured women putting families at risk [Sam: 3rd Oct 2017 14:59:00]

Money Matters FS Ltd

The pensions net widens - are you in?

The pensions net widens - are you in? [Sam: 2nd Oct 2017 10:00:00]

Money Matters FS Ltd

Buy to let rule changes – what do they mean?

Buy to let rule changes – what do they mean? [Sam: 28th Sep 2017 14:55:00]

Money Matters FS Ltd

Pension participation at record high

Pension participation at record high [Sam: 26th Sep 2017 14:53:00]

Money Matters FS Ltd

Record number of two-year 90% LTV mortgages

Record number of two-year 90% LTV mortgages [Sam: 25th Sep 2017 14:51:00]

Money Matters FS Ltd

Pension freedoms are driving the buy-to-let boom

Pension freedoms are driving the buy-to-let boom [Sam: 21st Sep 2017 14:48:00]

Money Matters FS Ltd

Remortgage activity ramps up as rates hit new lows

Remortgage activity ramps up as rates hit new lows [Sam: 18th Sep 2017 15:08:00]

Money Matters FS Ltd

Equity release competition continues to surge

Equity release competition continues to surge [Sam: 15th Sep 2017 15:07:00]

Money Matters FS Ltd

90% LTV mortgage availability at post-crisis high

90% LTV mortgage availability at post-crisis high [Sam: 14th Sep 2017 15:06:00]

Money Matters FS Ltd

Number of buy-to-let mortgages at 10-year high

Number of buy-to-let mortgages at 10-year high [Sam: 13th Sep 2017 15:05:00]

Money Matters FS Ltd

Downsizing could free up £112,000 for retirement

Downsizing could free up £112,000 for retirement [Sam: 12th Sep 2017 15:03:00]

Money Matters FS Ltd

Clear shift towards five-year remortgage deals

Clear shift towards five-year remortgage deals [Sam: 11th Sep 2017 14:57:00]

Money Matters FS Ltd

Drawdown is booming – so perfect your investments

Drawdown is booming – so perfect your investments [Sam: 8th Sep 2017 01:00:00]

Money Matters FS Ltd

Remortgaging surge to continue – get the best rate

Remortgaging surge to continue – get the best rate [Sam: 7th Sep 2017 01:00:00]

Money Matters FS Ltd

Equity release helps first-time buyers

Equity release helps first-time buyers [Sam: 6th Sep 2017 01:00:00]

Money Matters FS Ltd

“Challenging conditions” for personal pensions

“Challenging conditions” for personal pensions [Sam: 5th Sep 2017 01:00:00]

Money Matters FS Ltd

Remortgage customers: beware of rate rises

Remortgage customers: beware of rate rises [Sam: 4th Sep 2017 01:00:00]

Money Matters FS Ltd

Motivation to remortgage hits 8-year high

Remortgage, rates, interest rates, fixed rate [Sam: 9th Mar 2017 09:00:00]

Money Matters FS Ltd

Bank of Gran and Grandad to the rescue for FTBs

First time buyers, house, property, purchase [Sam: 8th Mar 2017 09:00:00]

Money Matters FS Ltd

House prices edge up in February, says Halifax

House prices, Halifax, property value [Sam: 7th Mar 2017 10:38:00]

Money Matters FS Ltd

Tax year end guide 2017

tax, year end, 2017 [Sam: 7th Mar 2017 10:22:00]

Money Matters FS Ltd

Demand for 95% LTV mortgages remains strong

[Sam: 11th Jan 2017 14:33:00]

Money Matters FS Ltd

Happy New Year!

[Sam: 1st Jan 2017 01:00:00]

Money Matters FS Ltd

Merry Christmas!

[Sam: 25th Dec 2016 01:00:00]

Money Matters FS Ltd

The year of regulation: 2016 in review

[Sam: 23rd Dec 2016 14:00:00]

Money Matters FS Ltd

Christmas and New Year Closedown

[Sam: 22nd Dec 2016 16:18:00]

Money Matters FS Ltd

Congratulations Sam!

Sam, CeRER, equity release, exam [Admin: 10th Nov 2016 14:13:00]

Money Matters FS Ltd

Over 750,000 mortgage borrowers in line for compensation after lenders overcharge them for late payments

Over 750,000 mortgage borrowers in line for compensation after lenders overcharge them for late payments [Sam: 21st Oct 2016 14:01:00]

Money Matters FS Ltd

Why your clients should avoid cash right now

Why your clients should avoid cash right now [Sam: 20th Oct 2016 13:56:00]

Money Matters FS Ltd

What is investment risk?

[Sam: 19th Oct 2016 13:50:00]

Money Matters FS Ltd

We're back, did you miss us?!

We're back, did you miss us?! [Sam: 19th Oct 2016 13:44:00]

Buy-to-let investors set to pay an extra £10,000 to get a mortgage after crackdown on dangerous debts

Buy-to-let investors set to pay an extra £10,000 to get a mortgage after crackdown on dangerous debts

Buy-to-let investors set to pay an extra £10,000 to get a mortgage after crackdown on dangerous debts [Sam: 10th May 2016 11:20:00]

The Bank of Mum & Dad lends £5bn each year

The Bank of Mum & Dad lends £5bn each year

The Bank of Mum & Dad lends £5bn each year [Sam: 5th May 2016 11:15:00]

UK house price growth slows in April, says Nationwide

UK house price growth slows in April, says Nationwide

UK house price growth slows in April, says Nationwide [Sam: 4th May 2016 11:11:00]

Congratulations Sam

Congratulations Sam

[Admin: 14th Apr 2016 15:03:00]

Another satisfied customer!

Another satisfied customer!

[Sam: 17th Mar 2016 16:20:00]

Budget 2016 - what this means for you

Budget 2016 - what this means for you

[Sam: 17th Mar 2016 16:15:00]

One in five home insurance claims rejected

One in five home insurance claims rejected

[Sam: 26th Jan 2016 14:45:00]

Mortgage lending 'highest for 7 years'

Mortgage lending 'highest for 7 years'

[Sam: 21st Jan 2016 14:54:00]

High-LTV mortgage rates continue to fall

High-LTV mortgage rates continue to fall

[Sam: 13th Jan 2016 11:56:00]

Well done Brian!

Well done Brian!

[Sam: 7th Jan 2016 14:34:00]

How does a Help to Buy Isa work?

How does a Help to Buy Isa work?

From 1 December first-time buyers will be able to save in a Help to Buy Individual Savings Account (HTB Isa) and the government will add money to it. [Sam: 1st Dec 2015 10:23:00]

Money Matters FS Ltd

House prices to rise three times faster than previously thought in 2015: Chronic lack of properties will push up values 4.7%

House prices will rise 4.7 per cent during the course of 2015 the Centre for Economics and Business Research says, a far higher figure than it previously predicted. [Sam: 21st Jul 2015 11:34:00]

Money Matters FS Ltd

Fears over unaffordable housing

Article talking about affordability for first time buyers trying to get onto property ladder. [Admin User: 7th May 2015 13:56:00]

Money Matters FS Ltd

Congratulations Karis!

[Sam: 23rd Apr 2015 15:31:00]

Have you updated your home insurance recently?

Have you updated your home insurance recently?

When was the last time you updated your home contents cover? It's easy to overlook, but if you don't keep on top of things, you could find that you've got thousands of pounds worth of items that aren't insured… [Money Matters: 15th Apr 2015 09:51:00]

Inflation Steady At 0 Percent Annual Rate In March

Inflation Steady At 0 Percent Annual Rate In March

The annual rate of inflation has remained steady at 0% for the second consecutive month. The Office for National Statistics said the consumer price index (CPI) measure remained at its lowest level since comparable records began in 1989 as transport costs rose - offsetting weaknesses in food and clothing prices. [Money Matters: 14th Apr 2015 09:49:00]

UK house prices continue to cool ONS says

UK house prices continue to cool ONS says

House prices across the UK are continuing to cool down, according to figures from the Office for National Statistics (ONS). The annual rate of house price inflation fell to 7.2% in February - down from 8.4% in January, and the lowest rate for more than a year. [Money Matters: 14th Apr 2015 09:47:00]

New ISA Limit

New ISA Limit

With effect from today, the new ISA Limit is £15,240. If you'd like to make the most of your tax free ISA allowance, please get in touch to arrange an appointment. [Money Matters: 5th Apr 2015 09:46:00]

Easter Opening Hours

Easter Opening Hours

Our offices will be closed on Good Friday and Easter Monday. We are open until 5pm today and re-open on Tuesday 7th April at 9am. [Money Matters: 2nd Apr 2015 09:44:00]

Mortgage approvals at six-month high says Bank of England

Mortgage approvals at six-month high says Bank of England

The number of mortgages being granted across the UK hit a six-month high in February, Bank of England data shows. [Money Matters: 31st Mar 2015 09:42:00]

Haven’t used your ISA yet? It’s not too late!

Haven’t used your ISA yet? It’s not too late!

The start of the new tax year is a mere week away, but fear not – there's still time to make the most of your tax-free allowance! If you haven't yet made your subscription for the 2014/15 tax year it's about time you did, and you've still got a few days to make your deposit into that all-important ISA. [Money Matters: 30th Mar 2015 09:39:00]

Time to get in on the BTL action

Time to get in on the BTL action

If you've been toying with the idea of becoming a landlord, now could be the time to seriously consider it. Research from Paragon Mortgages has found that the average void period (the length of time a property is without tenants) has fallen to the lowest level since 2002 [Money Matters: 27th Mar 2015 09:37:00]

Forking out for financial advice on your pension is not just paying for something you could do yourself

Forking out for financial advice on your pension is not just paying for something you could do yourself

I have always been reluctant to pay for something I could do myself. Sometimes, however, it pays to admit that it would be wise to get someone to do a better job for you. Having spent an awful lot of time recently discussing pension freedom and financial advice, I’ve come to the conclusion that the vast majority of people should seriously consider paying a good professional to help them. [Money Matters: 26th Mar 2015 09:35:00]

Pension Wise phone line opens for guidance on reforms

Pension Wise phone line opens for guidance on reforms

A phone line to give guidance to people ahead of April's pension reforms has opened, just two weeks before the changes take effect. Anyone over the age of 55 can call the government's Pension Wise service to get help, or book a face-to face interview. [Money Matters: 25th Mar 2015 09:32:00]

UK inflation rate falls to zero in February

UK inflation rate falls to zero in February

UK inflation rate fell to 0% in February, the lowest since records began, official figures show. Lower prices for food and computer goods helped to cut the rate from 0.3% in January, official figures show. [Money Matters: 25th Mar 2015 09:29:00]

ONS: UK House prices fall

ONS: UK House prices fall

Another house price index has suggested that average house prices are now falling across the UK. According to the Office for National Statistics (ONS), prices fell by 0.2% between December and January, the first monthly fall since March last year. [Money Matters: 24th Mar 2015 09:27:00]

Budget 2015: Key points to note

Budget 2015: Key points to note

In his 2015 Budget speech, Chancellor George Osborne said the Government was conducting a “savings revolution” and I’m happy to see that, from what’s been announced, the proposed reforms look to do just that. [Money Matters: 18th Mar 2015 09:25:00]

Only 54 Percent equipped to make pension decisions

Only 54 Percent equipped to make pension decisions

The date for the launch of the new pension freedoms (6 April) is creeping ever closer – but are you fully prepared for the choices that are about to open up? Well, according to research by TD Direct Investing, many of us feel ill-equipped to make wise decisions about our pension incomes, with only 54% of those questioned saying that they felt able to make the right choice. [Money Matters: 18th Mar 2015 09:23:00]

National minimum wage to rise by 20p an hour to £6.70

National minimum wage to rise by 20p an hour to £6.70

The national minimum wage will increase by 20p an hour to £6.70 from October, the government has announced. [Money Matters: 17th Mar 2015 09:20:00]

Will you sell your annuity

Will you sell your annuity

It's been confirmed that one of the key measures of this year's Budget will be a change in the law to allow pensioners to sell their annuities. The question is, will you take advantage of it? [Money Matters: 16th Mar 2015 09:19:00]

Stocks and shares ISAs continue to perform

Stocks and shares ISAs continue to perform

Stocks & Shares ISAs are on course to record their third consecutive tax year of growth, research from Investment Life & Pensions Moneyfacts revealed, and not only that, but they're performing far better than their cash equivalents. [Money Matters: 13th Mar 2015 09:16:00]

Regulator alert to pension scams

Regulator alert to pension scams

A regulator has vowed to be on the lookout for fraud and scams when new pension freedoms come into force in April. [Money Matters: 12th Mar 2015 09:15:00]

What next for mortgage rates Fixed rates tumble

What next for mortgage rates Fixed rates tumble

Mortgage rates are at record lows and homeowners can fix for two years at just 1.18 per cent and up to ten years at less than 3 per cent. [Money Matters: 11th Mar 2015 09:11:00]

Interest Rates 'could be cut further'

Interest Rates 'could be cut further'

Latest news story; engaging introduction to make people click through. [Sam: 12th Feb 2015 11:31:00]

Money Matters FS Ltd

Home insurance cost less in 2014

[Sam: 2nd Feb 2015 15:58:00]

Money Matters FS Ltd

Borrowing and saving by bank customers picking up, BBA says

Both borrowing and saving by customers of the UK's main banks picked up during 2014, according to figures from the British Bankers' Association (BBA). [Sam: 29th Jan 2015 14:19:00]

Money Matters FS Ltd

Property sales across the UK rose by 14% in 2014

Property sales across the UK rose by 14% last year to 1.22 million, the highest number since 2007. [Sam: 28th Jan 2015 14:22:00]

Money Matters FS Ltd

UK economy records fastest growth since 2007

The UK's economy grew by 2.6% last year, the fastest pace since 2007 and up from 1.7% in 2013, official figures have shown. [Sam: 27th Jan 2015 14:25:00]

Money Matters FS Ltd

Millions are missing out on tax breaks from Isas, with fewer than a third of eligible adults investing

Two-thirds of adults – 33 million people – have neglected to save or invest any money into tax-friendly Individual Savings Accounts. [Sam: 26th Jan 2015 14:27:00]

Money Matters FS Ltd

Homeowners rush to release cash from their homes to fund retirement or even side-step inheritance tax

Thousands of homeowners are releasing cash from their homes to fund their retirement or even side-step inheritance tax, new figures reveal. [Sam: 23rd Jan 2015 14:29:00]

Money Matters FS Ltd

Bank of England MPC unanimous on holding interest rates

All nine Bank of England policymakers voted to keep interest rates on hold this month, after two of them dropped calls to raise rates from 0.5%. [Sam: 22nd Jan 2015 14:30:00]

Money Matters FS Ltd

More young people are saving for their pension

Do you have a private pension? If so, are you actively saving into it? Hopefully the answer is yes to both, as we're all increasingly being reminded of the importance of saving for later life. Happily, that message seems to be getting through to people, and perhaps surprisingly, it's the younger generation that's leading the way. [Sam: 21st Jan 2015 14:32:00]

Money Matters FS Ltd

Savers getting raw deal from big banks, says FCA

Millions of savers are getting a raw deal, particularly from the big High Street banks, the Financial Conduct Authority (FCA) has concluded. [Sam: 20th Jan 2015 14:34:00]

Money Matters FS Ltd

Property rental costs up 3% in 2014, says Your Move

The cost of renting a home in England and Wales rose by 3% over the course of 2014, according to research. [Sam: 19th Jan 2015 14:35:00]

Money Matters FS Ltd

House prices up 11% for first-time buyers, says ONS

The average house price for first-time buyers rose by 11% in the year to the end of November compared with 9.5% for existing owners, official figures show. [Sam: 16th Jan 2015 14:37:00]

Money Matters FS Ltd

Pensioner bonds' website struggles as sale starts

New pensioner bonds paying an annual interest rate of up to 4% are now on sale but high demand has led to some website problems. [Sam: 15th Jan 2015 14:38:00]

Money Matters FS Ltd

State pension: 'Only 45%' to get full new payout

Only 45% of new pensioners will be entitled to the full, new, flat-rate state pension in the first five years of the system, government figures show. [Sam: 14th Jan 2015 14:40:00]

Money Matters FS Ltd

UK inflation rate falls to 0.5% in December

UK consumer price inflation fell sharply to 0.5% in December, down from 1% in November, the Office for National Statistics (ONS) has said. [Sam: 13th Jan 2015 14:44:00]

Money Matters FS Ltd

More than half of workers retiring in 2016-20 will fail to qualify for new full state pension of £148 a week

Less than half of the 2million people retiring between 2016 and 2020 will get a full new flat-rate state pension of at least £148.40 a week, according to official data. [Sam: 13th Jan 2015 14:43:00]

Money Matters FS Ltd

Pension changes: Millions could run out of cash, warns Age UK

Pensioners could run out of cash by the age of 75, as a result of rule changes coming into effect in April, the charity Age UK has warned. [Sam: 12th Jan 2015 14:48:00]

Money Matters FS Ltd

House prices: Experts' 2015 property predictions

To judge the state of the UK housing market it may be best to look beneath your feet. [Sam: 12th Jan 2015 14:47:00]

Money Matters FS Ltd

What’s next for the pensions industry?

The pensions industry has undergone a huge amount of change over the last few years, largely thanks to the implementation of automatic enrolment and the Budget announcement opening up new flexibilities. The final freedoms will come into force in the next few months, but what else is set to grace the pensions landscape? [Sam: 9th Jan 2015 14:51:00]

Money Matters FS Ltd

Increase in 10-year fixed rate mortgage deals

Competition is fierce in the mortgage market at present, leading to a combination of falling rates and a noticeable increase in product choice. But, it isn't only the usual sectors that are seeing this kind of change, and instead, longer-term deals are starting to come into the foreground. [Sam: 8th Jan 2015 14:53:00]

Money Matters FS Ltd

Whether you're saving for old age, about to retire or already have - here's why you need to give your pension some attention in 2015

An overhaul of the pension system is underway and key reforms announced in the past year are set to go live in 2015 - practically every aspect of saving for retirement has been the subject of scrutiny and change. [Sam: 7th Jan 2015 14:55:00]

Money Matters FS Ltd

First-time buyers at highest level since 2007, says Halifax

The number of first-time buyers in 2014 rose to its highest level in seven years, according to one of the UK's largest lenders. [Sam: 6th Jan 2015 14:56:00]

Money Matters FS Ltd

Minister: Retired 'could be given right to sell pension'

Retired workers could be given the right to sell their pensions under plans floated by the pensions minister. [Sam: 5th Jan 2015 14:58:00]

Money Matters FS Ltd

House price growth lowest for a year, says Nationwide

The annual pace of house price growth is now at its slowest for a year, according to the UK's second biggest mortgage lender. [Sam: 2nd Jan 2015 15:00:00]

Money Matters FS Ltd

Happy New Year!

Happy New Year! Wishing you all a happy and healthy 2015. [Jon Sloper: 1st Jan 2015 15:02:00]

Money Matters FS Ltd

Merry Christmas!

Merry Christmas everyone - we hope you have a wonderful day, spending quality time with friends and family. [Sam: 25th Dec 2014 15:03:00]

Money Matters FS Ltd

Pensioner Bond FAQs

Everyone's talking about the Pensioner Bond at the moment, and with good reason! Boasting impressive rates of interest in a highly subdued market, everyone wants to know how they can benefit. Here's what we know so far… [Sam: 23rd Dec 2014 15:08:00]

Money Matters FS Ltd

Mortgage lending dip continues, says CML

UK mortgage lending in November returned to the level seen a year earlier, lenders say, offering more evidence of a post-summer slowdown. [Jon Sloper: 23rd Dec 2014 15:06:00]

Money Matters FS Ltd

Christmas and New Year Closedown

Our offices will close at 5pm today and will re-open on Friday 2 January at 9am. We would like to wish all of our clients a Merry Christmas and a Happy New Year. [Sam: 23rd Dec 2014 15:05:00]

Money Matters FS Ltd

Interest rates on 10-year fixed mortgages hit record low as long-term deals prove popular with borrowers

Borrowers looking to budget for the long-term are set to benefit thanks to a price war over mortgage deals fixed for a decade. [Sam: 22nd Dec 2014 15:09:00]

Money Matters FS Ltd

Landlords letting older homes could be forced to install insulation and double-glazing or face being barred from taking tenants

Landlords who rent out properties built in the Victorian era and early part of the twentieth century may be forced to make upgrades to make them more energy efficient, under government proposals. [Sam: 18th Dec 2014 15:11:00]

Money Matters FS Ltd

Low oil price to push petrol below £1 a litre, says RAC

Petrol could soon sell for below £1 a litre thanks to the plummeting price of oil, motoring organisation the RAC has predicted. [Sam: 17th Dec 2014 15:12:00]

Money Matters FS Ltd

House prices continue to outstrip inflation rate

The annual rise in UK house prices slowed in October, official figures show, but prices still went up much faster than the general cost of living. [Sam: 16th Dec 2014 15:13:00]

Money Matters FS Ltd

Pensioner bonds to offer returns of 2.8% and 4%

New pensioner bonds are to carry market-leading interest rates, the government has announced. [Sam: 15th Dec 2014 15:15:00]

Money Matters FS Ltd

How one in 10 people could make costly blunders over pensions - and why firms should do more to help

About one in 10 people coming up for retirement could be about to make major financial blunders that lose them up to a fifth of the money they could have in old age, a new study has warned. [Sam: 11th Dec 2014 15:16:00]

Money Matters FS Ltd

ISA inheritability makes 'allowance' for your spouse

Details have begun to emerge on how the new inheritable ISA rules will operate. And the good news for financial planners is that it will be achieved by an increased ISA allowance for the surviving spouse rather than the actual ISA assets themselves. This means clients won't have to revisit their wills. [Sam: 9th Dec 2014 15:22:00]

Money Matters FS Ltd

Home owners could cope with rate rise, says Bank

The majority of people with mortgages could cope with a rise in interest rates, the Bank of England has said. [Sam: 8th Dec 2014 15:24:00]

Money Matters FS Ltd

State pension rise of 2.5% confirmed

The basic state pension will rise by 2.5% in April - the equivalent of £2.85 more a week for a single person, the government has confirmed. [Sam: 5th Dec 2014 15:25:00]

Money Matters FS Ltd

Stamp duty changes: How will they work?

Stamp duty on home purchases is to be reformed from midnight on Wednesday, along the lines of the system due to be introduced in Scotland, the chancellor has announced. [Sam: 4th Dec 2014 15:30:00]

Money Matters FS Ltd

Autumn Statement - what it means for you

There were no surprises in George Osborne's Autumn Statement to match the seismic pension changes in his last Budget. However, he did pull one rabbit out of the hat for savers in the shape of new inheritability of ISAs for married couples. He also confirmed how pension wealth can be cascaded down the generations. [Sam: 4th Dec 2014 15:28:00]

Money Matters FS Ltd

House prices up 12.1% in a year, says ONS

House price growth picked up to 12.1% in the year to the end of September, official figures show, despite other surveys suggesting a slowdown. [Sam: 19th Nov 2014 15:32:00]

Money Matters FS Ltd

Pension reforms spark '101 queries'

A trade body for pension funds has raised 101 "questions and uncertainties" ahead of a major overhaul of the pension system. [Sam: 11th Nov 2014 15:33:00]

Money Matters FS Ltd

House prices slow amid rate worries, says the Halifax

Concern over interest rate rises could "curb" house buying intentions, the Halifax has said, as it reported slowing house price growth. [Sam: 6th Nov 2014 15:34:00]

Money Matters FS Ltd

A third of over-50s face having to sell their home

Interest-only mortgages with endowments have long been thought of as a disaster waiting to happen, and it now emerges that a third of over-50s could be facing the prospect of selling their home in order to pay off debt that has not been footed by a profitable endowment. [Sam: 5th Nov 2014 15:35:00]

Money Matters FS Ltd

UK housing market is cooling, says BBA

Mortgage activity dropped in September compared with a year ago signalling a UK housing market that is "continuing to cool", banks have said. [Sam: 29th Oct 2014 15:36:00]

Money Matters FS Ltd

Pension plan for regular job movers

Thousands of people who move jobs regularly will no longer be pushed into cashing in or moving their workplace pension, under government plans. [Sam: 28th Oct 2014 15:38:00]

Money Matters FS Ltd

Rising property values prompt equity release loans

Borrowing drawing on the equity tied up in people's property has hit its highest quarterly level since records began in 2002, figures show. [Sam: 22nd Oct 2014 15:39:00]

Money Matters FS Ltd

Housing market at 'plateau' as mortgage rates fall, CML says

The housing market is "sitting on a plateau", a lenders' group has said, despite renewed competition between providers on mortgage rates. [Sam: 21st Oct 2014 15:40:00]

Money Matters FS Ltd

Do you know your pension options?

The changes announced in the 2014 Budget have revolutionised the pensions market. Those approaching retirement will soon have more choice about how to spend their pot than ever before, but it seems that a lot of people are still largely unaware of the options open to them. [Sam: 14th Aug 2014 15:54:00]

Money Matters FS Ltd

Mortgage checks are 'no hard brake' on market, says CML

New affordability checks have only put a "gentle dampener" on the UK mortgage market during their first months of operation, lenders say. [Sam: 12th Aug 2014 15:57:00]

Money Matters FS Ltd

House sales hit seven-year high

First-time buyers and landlords helped push house sales to a seven-year high last month. [Sam: 8th Aug 2014 15:58:00]

Money Matters FS Ltd

Further dip in mortgage approvals

Mortgage approvals dipped to their lowest level since June last year, amid signs that new affordability checks are having an impact on the market. [Sam: 2nd Jul 2014 15:59:00]

Money Matters FS Ltd

Cash NISA rates – not so nice for savers

July 1st sees the introduction of the New ISA, boosting your tax-free savings allowance to £15,000 every year. Yet with banks cutting their interest rates, a Cash NISA may not be the best place for your money. [Sam: 1st Jul 2014 16:00:00]

Money Matters FS Ltd

Bank of England moves to avert housing boom

A cap on the proportion of home loans that can be lent at high multiples of income has been proposed. [Sam: 26th Jun 2014 16:01:00]

Money Matters FS Ltd

UK inflation rate falls to 1.5% in May

Lower fares for flights helped to push the rate of inflation down to its lowest level in four-and-a-half years in May. [Sam: 17th Jun 2014 16:02:00]

Money Matters FS Ltd

RBS to impose new curbs on mortgage lending

The Royal Bank of Scotland (RBS) will be introducing tighter restrictions on mortgage lending in an effort to make sure customers can afford their loans. [Sam: 10th Jun 2014 16:03:00]

Money Matters FS Ltd

Interest rate rise 'could cause thousands of mortgage arrears'

Raising interest rates by 1% could push thousands into mortgage arrears, according to the head of the "bad bank" that holds the loans of Northern Rock and Bradford and Bingley. [Sam: 3rd Jun 2014 16:04:00]

Money Matters FS Ltd

'Collective pensions' set to be unveiled in Queen's Speech

Plans to allow workers to contribute to Dutch-style collective pensions are to be unveiled by the government. [Sam: 2nd Jun 2014 16:05:00]

Money Matters FS Ltd

The growing savings gender gap

Having an effective savings plan should be a core part of money management, but it seems not everyone is able to get into that habit. Perhaps even more worrying is the significant difference between genders – there's a growing gender divide with men saving a lot more than women, while a lot of the UK population aren't able to save anything whatsoever. [Sam: 22nd May 2014 16:09:00]

Money Matters FS Ltd

'Comfort' pension level is £15,000, says study

Those planning their retirement should try and plan for an income of at least £15,000 a year, according to an industry report. [Sam: 21st May 2014 16:11:00]

Money Matters FS Ltd

UK house prices up 8% in a year, says ONS

UK house prices rose by 8% in the year to the end of March, official figures show, as the prime minister says he will consider changes to Help to Buy. [Sam: 20th May 2014 16:17:00]

Money Matters FS Ltd

CBI predicts rate rise to 0.75% in early 2015

UK interest rates will rise to 0.75% from 0.5% in the first three months of 2015 as growth picks up, according to a prediction from the CBI. [Sam: 12th May 2014 16:19:00]

Money Matters FS Ltd

House prices rise as supply slows, says Rics

A shortage of homes coming onto the market will lead to house price rises, with values expected to grow for years, according to surveyors. [Jon Sloper: 8th May 2014 16:20:00]

Money Matters FS Ltd

Could you release the equity in your home?

Property prices have surged over the last few years, and that means a lot of people could have built up a valuable amount of equity in their home – which could go some way to explaining the growing popularity of equity release. In fact, according to figures from the Equity Release Council, the start of 2014 has been record breaking for the industry with it having its busiest (and most profitable) start to any year. [Sam: 30th Apr 2014 16:21:00]

Money Matters FS Ltd

UK property sales continue to pick up, says HMRC

UK property sales were 19% higher in March than the same month a year ago as buyers continued to return to the market, figures show. [Sam: 28th Apr 2014 16:23:00]

Money Matters FS Ltd

Are you financially ready for life’s big events?

We are all told to be prepared for life's little emergencies, but what about its big changes – are we financially equipped for these? [Sam: 25th Apr 2014 16:23:00]

Money Matters FS Ltd

Will you pass mortgage affordability checks?

The countdown to new mortgage affordability rules has well and truly begun. Changes following the mortgage market review (or MMR) will come into full effect on 26 April – just a few days' time – and unfortunately that means it could be a whole lot harder to get that longed-for mortgage. So, will you pass mortgage affordability checks? [Sam: 23rd Apr 2014 16:24:00]

Money Matters FS Ltd

Easter Opening Hours

Our offices will close at 5pm on Thursday 17 April and will re-open on Tuesday 22 April at 9am. [Sam: 15th Apr 2014 16:25:00]

Money Matters FS Ltd

House price growth shows 'moderation', Nationwide says

House price growth is showing "tentative signs of moderation", according to the UK's second biggest mortgage lender. [Sam: 3rd Apr 2014 16:32:00]

Money Matters FS Ltd

State pension boost of up to £25 to be made available

Hundreds of thousands of people over the age of 61 will be able to get higher pensions by topping up their payments, it has been announced. [Sam: 2nd Apr 2014 16:32:00]

Money Matters FS Ltd

Bank of England: Mortgage approvals fall for the first time in a year

The number of people taking out mortgages in the UK has fallen for the first time in a year, according to new figures from the Bank of England. [Sam: 1st Apr 2014 16:33:00]

Money Matters FS Ltd

First-time buyers driving mortgage market, says CML

First-time buyers have been "driving the mortgage market forward" in the past year, according to the Council of Mortgage Lenders (CML). [Sam: 13th Feb 2014 16:34:00]

Money Matters FS Ltd

Prime minister pledges high pension increases to continue

Prime minister says it is “fair” to prioritise pensions to ensure retirees can have “dignity and security in their old age”. [Sam: 8th Jan 2014 16:35:00]

Money Matters FS Ltd

Number of first-time buyers jumps 22% in 2013

While government schemes are contributing to rise in first-time buyers, raising a deposit continues to be a problem. [Sam: 7th Jan 2014 16:36:00]

Money Matters FS Ltd

Switchable annuities in the pipeline?

Pensions minister Steve Webb has proposed radical changes to the current annuity system, which would give retirees the chance to switch annuities every few years rather than being locked in for the whole of their retirement. [Sam: 6th Jan 2014 16:37:00]

Money Matters FS Ltd

2014: The year to make saving a priority

As we enter 2014, now’s the time when people are thinking about their New Year’s resolutions. The second most popular resolution last year was to save money, with reading more books in the top spot and losing weight at third. [Sam: 3rd Jan 2014 16:39:00]

Money Matters FS Ltd

Help to Buy supports 6,000 applicants in three months

Less than three months from the launch of the Help to Buy mortgage guarantee scheme, over 6,000 people have put in offers on a home and applied for a mortgage, Prime Minister David Cameron has announced. [Sam: 3rd Jan 2014 16:38:00]

Money Matters FS Ltd

Happy New Year!

We would like to wish a happy new year to all of our clients! We hope that you have a healthy and happy 2014 and look forward to seeing you. [Sam: 1st Jan 2014 16:40:00]

Money Matters FS Ltd

Merry Christmas!

We would like to wish all of our clients a very merry Christmas - we hope you all have a relaxing and enjoyable festive season and we look forward to seeing you in 2014. [Sam: 25th Dec 2013 16:42:00]

Money Matters FS Ltd

Christmas and New Year closedown

Our office close at 5pm today and will re-open on Thursday 2 January 2014 at 9am. [Sam: 23rd Dec 2013 16:42:00]

Money Matters FS Ltd

Why the Autumn Statement was so disappointing for savers

Official forecasts in George Osborne's documents showed how Britons are saving less. Is it any wonder? [Sam: 12th Dec 2013 16:44:00]

Money Matters FS Ltd

Is there no stopping them now? House prices up 7.7% as property values jump £2,000 in November

House prices continued their upward march last month, rising by 7.7 per cent in the three months to November compared to the previous year. [Sam: 11th Dec 2013 16:45:00]

Money Matters FS Ltd

'Window of opportunity' to top up your state second pension

Retired people and those reaching retirement age before April 2016 have a short period in which they can add to their pension. [Sam: 10th Dec 2013 16:45:00]

Money Matters FS Ltd

Virgin Money offers Help to Buy mortgages

Virgin is the fourth lender to launch Help to Buy mortgage guarantee loans, but its prices are unlikely to impress. [Sam: 9th Dec 2013 16:46:00]

Money Matters FS Ltd

Over 50s disillusioned with retirement savings

Research from Age UK has revealed the worrying trend of over-50s shunning retirement saving, despite the prospect of many being left with a meagre pension income in just a few years' time. [Sam: 5th Dec 2013 16:48:00]

Money Matters FS Ltd

State pension age to be raised to 70 for today's young workers

George Osborne will use autumn statement to signal new formula linked to life expectancy that could save £500bn over 50 years. [Sam: 5th Dec 2013 16:47:00]

Money Matters FS Ltd

Retirement reality 'kicks in at 48' when people finally wake up to needing to save more

Britons spend a large part of their working career unaware of how much they need to save for retirement - finding that reality hits when they turn 48. [Sam: 4th Dec 2013 16:56:00]

Money Matters FS Ltd

UK house prices see strong rise, says Nationwide

Prices of houses and flats have picked up strongly, according to figures from the UK's second largest mortgage lender. [Sam: 3rd Dec 2013 16:59:00]

Money Matters FS Ltd

Could pensions suffer another setback? Experts fear savers' nest-eggs could face tax attack in Autumn Statement

The Chancellor will present his Autumn Statement this Thursday with experts wary the update on the economy will see another raid on retirement saving. [Sam: 2nd Dec 2013 17:00:00]

Money Matters FS Ltd

House prices in monthly fall, says Land Registry

House prices in England and Wales have fallen by 0.2% between October and November, according to the Land Registry. [Sam: 28th Nov 2013 09:26:00]

Money Matters FS Ltd

Two thirds of UK savers are not saving enough

Two thirds of UK savers are not saving enough for their retirement, according to new research commissioned by True Potential. [Sam: 27th Nov 2013 09:27:00]

Money Matters FS Ltd

Payday loan 'risk to mortgage applications'

Taking out a payday loan could endanger people's chances of getting a mortgage whether or not they had difficulties repaying the cash, the BBC has learned. [Sam: 26th Nov 2013 09:29:00]

Money Matters FS Ltd

Yorkshire stokes mortgage market competition

Competition for homebuyers with little in savings is picking up, as a building society has unveiled a string of new deals outside the Help to Buy scheme. [Sam: 21st Nov 2013 09:30:00]

Money Matters FS Ltd

Couples avoid discussing retirement plans

Research from Prudential has revealed that almost one in five couples (or 19%) over the age of 40 have not discussed retirement plans in the last five years, whilst one in ten (11%) have never discussed it – despite retirement being one of the most important financial stages an individual will go through. [Sam: 20th Nov 2013 09:31:00]

Money Matters FS Ltd

Remortgaging activity at six-year high

Remortgaging activity for the first ten months of this year is 9 per cent higher than the previous record in 2007, marking a six-year high, according to chartered surveyors Connells Survey & Valuation. [Sam: 19th Nov 2013 09:32:00]

Money Matters FS Ltd

More than 2,000 sign up to Help to Buy

More than 2,000 people have put in offers on homes under the Help to Buy scheme, totalling £365 million of new mortgage lending, according to the Department for Communities and Local Government. [Sam: 13th Nov 2013 09:33:00]

 

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